What Are In-House Financing Car Dealers?


In-house financing car dealers are car dealerships that offer financing for your new Toyota vehicle through their car dealership. This means that instead of making your monthly payments through the bank, you’ll make them at the dealership. However, you still have to get approved by the lender, by your approval odds may be greater. Learn more about in-house financing cars with the experts at Marietta Toyota before you apply for financing.

Benefits of Using In-House Financing Car Dealers

In-house financing car dealers like Marietta Toyota helps you save more money, in addition to getting you behind the wheel of your dream vehicle much faster. Additional advantages to in-house financing cars include:

  • Easier pre-approval
  • Extended warranties
  • Flexible interest rates
  • Higher credit score

If you’re looking to improve your credit report or lengthen the original warranty on the vehicle you’re getting, opting for in-house financing can be the best option for you. Once you’ve filled out and submitted your application, it won’t be long before you’re cruising the streets of Atlanta in your new car, truck, or SUV.

What to Lookout For

It’s important that your money is going to the right place, so be on the lookout for an in-house financing scam. Below is a look at a few things to watch out for:

  • If they allow you to leave the dealership before agreeing to the payment terms
  • If the dealer is approved by the manufacturer, they’re held to higher quality standards than dealers who aren’t 
  • If the car dealer doesn’t report to the major credit bureaus
  • If the dealer contacts you saying more money is needed and that your financing plan fell through, or if they give you a higher interest rate than before 

Get In-House Financing with Marietta Toyota!

Now that you’re done searching for “in-house financing car dealers near me,” make the trip to Marietta Toyota, so we can get you behind the wheel of your dream vehicle. We’ll help create a finance package that won’t exceed your budget and get you back out in Smyrna, showing off your new ride. We also offer lots of new vehicle specials for added savings. Give our team a call when you’re ready to get the process started.

Marietta Toyota 33.9339893, -84.5129133.